The best definition of investment is coined by Graham in 1934 who defined it as "An investment operation is one which, upon thorough analysis promises safety of principal and an adequate return. Operations not meeting these requirements are speculative."
There are additional complexities for Non Resident Indians (NRI) who are planning to return to India. Many of the investment concepts that are part of the conventional wisdom for investing in developed countries like USA need to be tailored to the unique requirements of NRI's planning to retire back in India. This section is devoted to addressing some of these complexities.