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Chapter 8: Specific Standards for Bond Investment

Principle 4: Definite Standards of Safety Must be Applied

Graham uses the New York Savings bank law provisions on bond investment to develop standards.

  1. The Nature and Location of the Business: Graham suggests that investor should not reject any class of investments but require a stronger exhibit by the individual bond to compensate for any weakness supposedly inherent in its class.

On the subject of foreign bonds, theory states that bonds of a corporation cannot enjoy better security than the obligations in which the corporation is located. He notes that foreign corporation bonds have an advantage over government bonds in that the holder enjoys specific legal remedies.

  1. The Size of the Enterprise: Graham notes that bonds of smaller companies are more vulnerable to unexpected happenings and that they may be disqualify for conservative investment.

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